**Key Deadlines for Latinos to Acquire Health Insurance in the U.S.**
As the new year approaches, the Latino community in California is being urged to secure their health insurance through Covered California by January 2025. Yadira M. López, a seasoned certified agent and CEO of Tezana Insurance Services, emphasizes the importance of this deadline, drawing from her personal experience with cancer. López credits her medical insurance for allowing her to undergo intensive treatments without incurring overwhelming costs, highlighting the crucial role health coverage played in her recovery.
Located in San Diego and Calexico, Tezana Insurance Services aims to ensure that individuals, families, and small businesses can find suitable and affordable health insurance plans. Under the Affordable Care Act (ACA), more individuals can access subsidized private health insurance through Covered California, a marketplace dedicated to helping residents of the state.
Yadira stresses the urgency of enrolling in a health plan before December 31, 2024, for coverage beginning on January 1. The final opportunity to secure insurance for 2025 will be January 31. After this, enrollment will only reopen in October. She emphasizes that failing to obtain health coverage could lead to fiscal penalties, as having a health policy is mandatory for all U.S. taxpayers.
Latinos are encouraged not to assume health insurance in the U.S. is beyond their reach. With a range of plans designed to ease the financial burden, there’s a suitable option for everyone to access top-tier medical care.
For more information, prospective policyholders can contact Tezana Insurance Services at 855-265-6335.
**Secondary Article: Nationwide Push for Health Insurance Enrollment among Latinos**
Across the United States, there is a concerted push to ensure the Latino community enrolls in health insurance plans during the ACA’s open enrollment period. Advocacy groups are focusing on raising awareness through community events and online education campaigns, aiming to dispel myths about the cost and accessibility of healthcare.
The ACA has made significant progress in increasing insurance coverage among Latinos, but barriers such as language differences and apprehensions related to immigration status still exist. Efforts are being made to address these challenges by offering bilingual support and clarifying that enrolling in ACA plans does not affect one’s immigration process.
Federal statistics indicate that health insurance significantly enhances healthcare access and outcomes, especially within minority communities. As such, advocacy organizations are working tirelessly to ensure the Latino community capitalizes on the benefits offered by the ACA.
Ultimately, the goal is to build a healthier and empowered Latino community by increasing insurance coverage and access to necessary medical services in 2024 and beyond.