Infonavit Credit Rental Reform

Infonavit considers allowing credits for renting properties to aid low-income earners, with potential for renters to purchase homes after ten years. Reform aimed at equitable housing access is forthcoming.

### Infonavit Reform Considers Using Credits to Rent Properties

A significant reform proposal to the Law of the Institute of the National Housing Fund for Workers (Infonavit) aims to allow credits to be used for renting housing or apartments, according to Ana Lizeth Gómez, the delegate for the organization in Baja California. This initiative is designed to give Infonavit the power to construct low-cost housing, which can be offered for either sale or rent.

One key objective of this proposal is to provide housing solutions for those who earn the least and struggle to access homes available in the market. “The goal is to build housing for those who earn the least and might not want to combine credits, or even with combined credits, they cannot access the home they desire,” said Gómez.

Regarding rental options, Gómez explained that these properties could be rented to workers, with the possibility of purchasing the house after ten years of renting. Another vital aspect of the reform stipulates that rent should not exceed 30% of the worker’s income.

Gómez added that once Infonavit is authorized to build, collaborative working groups with state and municipal governments will be necessary to address available land for construction and complete the required procedures.

“Reaching this point has been challenging due to several factors including land value and material costs,” she noted. The reform is anticipated to be passed in the next legislative period in October and could be implemented by February 2025, provided that Infonavit has the necessary guidelines and regulations in place.

### Related News: Baja California Leads in Granting Mortgage Credits to Same-Sex Couples

In recent developments, Infonavit has been recognized for its progress in providing mortgage credits to same-sex couples. Baja California stands out, leading the nation in this inclusive housing effort. This initiative is part of a broader push to ensure equal access to housing for all individuals regardless of their sexual orientation.

### Additional Updates:

1. **Parents and Children Unite Infonavit Credits in Baja California:**
Some families in Baja California are combining their Infonavit credits to purchase homes, an option that helps make homeownership more accessible for multi-generational households.

2. **Over 1,200 Credit Files Pending in BC Real Estate Court:**
The real estate judiciary system in Baja California is currently managing a significant backlog, with over 1,200 cases related to Infonavit credits awaiting resolution.

3. **Adulterated Mezcal Warning:**
There has been an alert issued regarding the sale of adulterated mezcal, which smells like hand sanitizer. Consumers are advised to be cautious.

4. **International Beer Day Celebrations:**
Learn about the history and significance of International Beer Day, and check out the festivities taking place, including a gastronomic and artisanal showcase in IMAC.

5. **Street Repairs in Tijuana:**
Efforts to address street potholes in Tijuana, particularly in older areas affected by CESPT works, are ongoing.

6. **Low Sales in Tijuana’s Central Zone:**
Traders in Tijuana’s central zone report lower-than-expected sales during the summer, with an increase of only 10-15% instead of the anticipated 30%.

7. **Excavation of Human Remains in “La Gallera”:**
Plans are underway to begin extracting remains of 750 bodies buried in two mass graves in La Gallera, with DNA testing to follow.

8. **Credit for Industrial Zone Road Repairs in Otay:**
A $700 million credit over 15 years is being pursued to resolve road deterioration issues in Otay’s industrial zone.

9. **Clandestine Party with Minors Shut Down:**
Authorities have closed a clandestine party in the Viñedos Casa Blanca area, where more than 150 minors were found in attendance.

10. **Heatwave Safety Recommendations:**
Civil Protection has issued guidelines to minimize health risks during the summer heat, ensuring residents can enjoy their leisure time safely.

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