**Teachers in Baja California Have Been Without Housing Credit Access for 12 Years: SETEBC**
For over a decade, educational workers in Baja California have been unable to access housing credits or financing programs, according to Héctor Miguel Lara Ochoa, general secretary of the State Union of Education Workers of Baja California (SETEBC). This situation affects approximately 18,600 teachers and educational employees who had these rights revoked by the Institute of Security and Social Services for Government and Municipal Workers of Baja California (Issstecali).
Héctor Miguel Lara Ochoa explained that although a housing credit program exists, it hasn’t been offered in over 12 years, preventing educators from purchasing homes, land, or even renovating their property. These workers are excluded from other housing finance programs like Infonavit or Fovisste, leaving Issstecali as their sole option.
Before 2012, teachers and other educational staff had access to these essential housing credits. Lara Ochoa emphasized that lower-paid employees such as janitors, secretaries, and assistants are particularly hard-hit, finding it impossible to receive bank loans.
“The Issstecali law mandates that we should be given housing credits and summer loan programs, yet these are not provided. Despite this, Issstecali continues to collect funds and fees,” Lara Ochoa stated with frustration. Meanwhile, around 16,000 federal teachers under Section 2 of the National Union of Education Workers (SNTE) do have access to credits through Fovissste.
Currently, educational workers are forced to seek credits from private savings banks. Lara Ochoa questioned the financial management of Issstecali, noting that the agency is still receiving state and municipal resources despite not expanding its services or upgrading its facilities.
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